We and our authorized third parties may collect different types of Personal Information and Sensitive personal Data or Information, as required under laws and regulation and also based on your interest in our insurance products and services and our business relationship with you.

This Personal Information and Sensitive personal Data or Information collected, handled and dealt by us may include, amongst other things:

Information that allows Universe Insurance to provision desired insurance product and to communicate with you and comply with current legal and regulatory requirements. This information may include but not limited to:

Personal Information: Your name, Age, Gender, Date of Birth, Photographs, Password to Universe Insurance Customer Portal, etc.

Contact Information: Your address, Telephone numbers, Email id etc.

Financial Information: Details pertaining to your bank account, credit/debit cards, Payment Instruments, Annual Income, Investment/Savings, Income Tax (PAN Card, Form 16 etc.)

Health Information: Your Height, Weight, Illness/diseases, Medical Test Reports etc.

Other Information: Information contained in documents serving as proof of identity, address, age, and income may be collected. Additionally, other information may be gathered through participation in surveys or providing feedback on our products or services, registering for news or public policy updates, or applying for a job via our website. Subscription inquiries through our website also contribute to the collection of information.

If you choose not to provide your information or withdraw consent for the usage of personal information collected, Universe Insurance retains the right to discontinue or cancel the insurance policy/services for which the information was initially requested.

Protection of your Personal Information

We are committed to safeguarding your personal information and sensitive data by implementing appropriate measures to secure them against unauthorized access, alteration, or disclosure.

Your information is kept in our business records in compliance with prevailing regulatory standards. We will retain your personal information for the duration necessary to deliver services to you or as mandated by law.

Changes to our Privacy Policy

“We may revise this Policy periodically as needed. Kindly visit our websites regularly to stay informed about any updates to this Privacy Policy, as we will promptly reflect any changes. Please be aware that any alterations to this policy will take effect from the date announced by Universe Insurance, rather than the date of posting on the site.”