General Liability Insurance:

• • Covers legal expenses and damages if your business is sued for causing bodily injury or property damage to a third party.

Commercial Property Insurance:

• • Protects your business property, including buildings, equipment, inventory, and furniture, against damage or loss from fire, theft, vandalism, and certain natural disasters.

Business Interruption Insurance:

• • Compensates for lost income and operating expenses if your business is temporarily shut down due to a covered event, such as a fire or natural disaster.

Workers’ Compensation Insurance:

     Provides medical benefits and wage replacement to employees injured or who become ill due to their job. It also protects the business from lawsuits related to workplace injuries.

Professional Liability Insurance (Errors and Omissions Insurance):

     Covers legal costs and damages arising from claims of negligence, errors, or omissions in professional services provided by your business.

Product Liability Insurance:

     Protects against claims of injury or damage caused by products manufactured, distributed, or sold by your business.

Commercial Auto Insurance:

     Covers vehicles owned or used by your business for damages and liability in the event of an accident.

Cyber Liability Insurance:

     Provides coverage for data breaches, cyberattacks, and other cyber-related incidents, including costs for notification, legal fees, and recovery.

Employment Practices Liability Insurance (EPLI):

     Protects your business against claims of employment-related issues such as discrimination, wrongful termination, sexual harassment, and other employment-related allegations.

Directors and Officers (D&O) Insurance:

     Covers legal expenses and damages if directors and officers are sued for decisions made in their capacity as company leaders.

Key Person Insurance:

     Provides financial protection in case a key employee or executive becomes disabled or dies, helping the business cover losses and continue operations.