Health- Insurance
Buy Health Insurance Policy Online in India in 2024
What is a Health Insurance?
Health insurance, also known as medical insurance, is a type of general insurance that protects you against financial losses by covering medical expenses when you face a health condition or emergency, such as illness, disease, or accident.
It includes costs incurred during pre- and post-hospitalization, annual health check-ups, psychiatric support, critical illnesses, and maternity-related expenses, among others, depending on your customized health insurance plan.
Think of it as that dependable friend who is always there for you whenever you're sick or just feeling low.
What's Great about a Health Insurance by Universe?
- Simple Online Processes
From purchasing a health insurance policy to making claims, everything is paperless, easy, quick, and hassle-free. No hard copies are needed, even for claims! - No Age-Based or Zone-Based Co-payment
Our health insurance includes no age-based or zone-based copayments. This means you won’t need to pay anything out of pocket during health insurance claims. - No Room Rent Restriction
We understand that everyone has different preferences, so we have no room rent restrictions. You can choose any hospital room you prefer. - SI Wallet Benefit
If you exhaust your Sum Insured during the policy period, we will refill it for you. - Get Treated at Any Hospital
Choose from over 16,400 of our network hospitals in India for cashless treatment or opt for reimbursement. - Wellness Benefits
Enjoy exclusive wellness benefits on the Universe site, in collaboration with top-rated health and wellness partners.